Terms of Use

Persons who access this website and retrieve information, agree to the following provisions. Terms of Use and provisions to content summary of baloisedirect.ch

Terms of use

The website www.baloise.com is an online presence of Baloise Insurance Ltd. It is operated by Baloise Insurance Ltd and designed in collaboration with various partners.
Persons accessing this website and calling up information declare themselves in agreement with the following terms and conditions.

Scope of application
This website is not aimed at anyone who, according to local legal restrictions, is not permitted to access it. The products and services presented on this website by Baloise Insurance Ltd are aimed solely at persons resident/domiciled in Switzerland or in the Principality of Liechtenstein.


Use of the website and disclaimer of liability
In designing and managing its websites, Baloise Insurance Ltd takes all the necessary technical and organisational precautions to ensure their correct operation. Nevertheless, application errors such as loss or falsification of data, virus attacks, interruption of services, etc., cannot be ruled out. Users access the websites at their own risk. In particular, Baloise Insurance Ltd provides no guarantee for the functioning or faultless functioning of the website. Nor can it guarantee that a website that is accessed or the server on which it is hosted is free from viruses or faulty components.
Baloise Insurance Ltd shall not be liable for any loss or damage, or consequential loss or damage, resulting from access to its websites or elements contained on its websites or their use (or from any inability to access or use the websites or elements).
Furthermore, in the event of security risks being detected, Baloise Insurance Ltd expressly reserves the right to interrupt or, in serious cases, to block access to its websites. Baloise Insurance Ltd shall not be liable for any loss or damage, or consequential loss or damage, resulting from the interruption or blocking of access.


Reliability of published information and disclaimer of warranty

Baloise Insurance Ltd exercises due diligence to ensure that the information published on its websites is correct and up-to-date at the time of publication. However, neither Baloise Insurance Ltd nor its contractual partners can give any implicit or explicit assurance or warranty (incl. in relation to third parties) regarding the accuracy, up-to-dateness or completeness of the information provided.

The products and services presented on Baloise Insurance Ltd websites shall not be construed as a recommendation or an offer to conclude an insurance contract. Unless expressly stated otherwise, Baloise Insurance Ltd reserves the right to reject an application without giving reasons.
Please read the terms and conditions before deciding to purchase any product or service.


Web links
The websites of Baloise Insurance Ltd contain links to other websites. Baloise Insurance Ltd has not checked these sites and assumes no responsibility for their content, for the products or services offered or other offers made, or for adherence to data protection provisions. Users activate a link at their own risk.

Right of amendment
Baloise Insurance Ltd expressly reserves the right to modify information on its websites at any time and without prior notice.


Copyright
All elements of a Baloise Insurance Ltd website are protected by copyright and are owned exclusively by Baloise Insurance Ltd. Website content may be downloaded, printed, copied, saved and edited, fully or in parts, for private use only. If entire elements or parts thereof are reproduced in any form, either electronically or in print, Baloise Insurance Ltd must be mentioned by name. Copyright notices, trademarks and other legally protected names may not be altered or removed.
Anyone saving or otherwise reproducing software or other data from/on the websites of Baloise Insurance Ltd shall be deemed to have accepted the relevant terms of use. The full or partial reproduction, transmission by electronic or other means, modification, linking or use of such data for public or commercial purposes is prohibited without the prior written consent of Baloise Insurance Ltd. This copyrights of third parties are respected.

Applicable law and place of jurisdiction
All legal relations resulting from access to a Baloise Insurance Ltd website are subject to Swiss law. The exclusive place of jurisdiction is Basel.

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