There are three insurance models
available to provide protection against contractual violations and damage relating to the topic of "Accommodation & renting". Legal expenses insurance is of particular relevance for the examples listed here.
With a legal expenses insurance
policy, you have access to legal assistance if you cannot resolve an issue on which you disagree with your landlord. Legal clarifications in the event of questionable rent increases, bills for high utility costs and special repair costs are included as standard. The legal experts from the insurance company analyse the facts, help to resolve the disagreements and, if appropriate, initiate legal action. You are also provided with financial security in the event of a lawsuit, as the high legal fees involved are covered by the insurance.
In an upcoming second article on the topic of "Accommodation & renting", we will look at the question of who has to pay for damage in the apartment – and what insurance policies are relevant in that context.