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Travel insurance

Basic
Cancellation costs & Medi Service SOS
The perfect cover before and during your trip: up to a value of CHF 20,000
Card Protection Service
Cancellation of bank and credit cards in the event of loss, incl. cost of replacements 
Travel legal expenses insurance
Worldwide legal expenses cover
Comfort
Cancellation costs & Medi Service SOS
The perfect cover before and during your trip: up to a value of CHF 40,000
Card Protection Service
Cancellation of bank and credit cards in the event of loss, incl. cost of replacements 
Travel legal expenses insurance
Worldwide legal expenses cover
Top
Cancellation costs & Medi Service SOS
The perfect cover before and during your trip: up to a value of CHF 40,000
Card Protection Service
Cancellation of bank and credit cards in the event of loss, incl. cost of replacements 
Travel legal expenses insurance
Worldwide legal expenses cover

Basic

The Basic Travel Package, which includes the cancellation costs and Medi Service SOS modules, covers the main risks that can arise before or during a trip.

Overview of the benefits

  • Cancellation costs – costs covered up to a maximum of CHF 10,000 (Single) / CHF 20,000 (Family) if you are unable to travel
  • Medi Service SOS – cover of cost of transfer to hospital and premature return, compensation for the missed part of the package holiday if something happens to you during the trip

 

Cancellation costs – for greater security before departure
If you have to cancel or delay your trip, for example because of an accident or serious illness, we cover the cancellation costs and the extra costs incurred due to the delay and for the missed part of the package holiday.

Medi Service SOS – for greater security during the trip
If you need to end a trip prematurely, we will arrange and pay for, among other things, a transfer to a suitable hospital, care for under-age children also on the trip, a visit to the hospital by a relative and the return trip to your home. In addition, we will reimburse you for the missed part of the package holiday.

Insured events, benefits and costs
Delay in travel or cancellation of travel due to:

 

  • Serious illness
  • Serious accident
  • Worsening of an existing condition
  • Death

Departure rendered impossible due to:

  • Delay / cancellation of a booked means of public transport
  • Issuing of advice not to travel to intended destination by the Swiss Foreign Office (EDA) because of a disaster
  • Strikes
  • Natural disasters

Premature return due to:

  • Serious illness
  • Serious injury
  • Worsening of a known condition
  • Death of a close relative or other person

Severe damage to property at home due to:

  • Theft
  • Fire damage
  • Water damage
  • Natural hazards

Additional costs incurred as a result of:

  • Private hotel bookings made via the Internet
  • Event tickets booked prior to departure
  • Premature termination of rentals, courses or seminars

For details of the Basic Travel Package and an exhaustive list of insured events, services and costs, please see the policy terms and conditions
 

Comfort

With the Comfort Package, you are on the safe side both before and during your trip. If you cannot take your trip or have to postpone it, the trip is insured up to a maximum of CHF 40,000. And if, for example, you lose your credit and store cards, we cover the cancellation and replacement costs. We also take care of blocking your SIM card if you lose your mobile phone.

Overview of the benefits

  • Cancellation costs – costs covered up to a maximum of CHF 20,000 (Single) / CHF 40,000 (Family) if you are unable to travel
  • Medi Service SOS – cover of cost of transfer to hospital and premature return, compensation for the missed part of the package holiday if something happens to you during the trip
  • Card Protection – cover of cost of cancellation and replacement of bank and credit cards, incl. arranging the cancellation

 

Cancellation costs – for greater security before departure
If you have to cancel or delay your trip, for example because of an accident or serious illness, we cover the cancellation costs and the extra costs incurred due to the delay and for the missed part of the package holiday.

Medi Service SOS – for greater security during the trip
If you need to end a trip prematurely, we will arrange and pay for, among other things, a transfer to a suitable hospital, care for under-age children also on the trip, a visit to the hospital by a relative and the return trip to your home. In addition, we will reimburse you for the missed part of the package holiday.

Card Protection Service – security for your cards and identity documents
You have been robbed and your credit card and identity documents are gone. Especially when you are travelling, such an incident can be an expensive and nerve-racking affair. Just one call is required and Baloise will arrange for the cancellation of your bank and credit cards so that the thief cannot cause you any further harm.

Insured events, benefits and costs
Delay in travel or cancellation of travel due to:

 

  • Serious illness
  • Serious accident
  • Worsening of an existing condition
  • Death

Departure rendered impossible due to:

  • Delay / cancellation of a booked means of public transport
  • Issuing of advice not to travel to intended destination by the Swiss Foreign Office (EDA) because of a disaster
  • Strikes
  • Natural disasters

Premature return due to:

  • Serious illness
  • Serious injury
  • Worsening of a known condition
  • Death of a close relative or other person

Severe damage to property at home due to:

  • Theft
  • Fire damage
  • Water damage
  • Natural hazards

Additional costs incurred as a result of:

  • Private hotel bookings made via the Internet
  • Event tickets booked prior to departure
  • Premature termination of rentals, courses or seminars

For details of the Comfort Travel Package and an exhaustive list of insured events, services and costs, please see the policy terms and conditions

 

Top

The Top Travel Package is the all-inclusive travel package which, in addition to cancellation costs, Medi Service SOS and the Card Protection Service, also includes travel legal expenses insurance. So you can travel safe in the knowledge that you are on the safe side.

Overview of the benefits

  • Cancellation costs – costs covered up to a maximum of CHF 20,000 (Single) / CHF 40,000 (Family) if you are unable to travel
  • Medi Service SOS – cover of cost of transfer to hospital and premature return, compensation for the missed part of the package holiday if something happens to you during the trip
  • Card Protection – cover of cost of cancellation and replacement of bank and credit cards, incl. arranging the cancellation
  • Travel legal expenses insurance – cover costs in the event of legal cases, up to a maximum of CHF 250,000

 

Cancellation costs – for greater security before departure
If you have to cancel or delay your trip, for example because of an accident or serious illness, we cover the cancellation costs and the extra costs incurred due to the delay and for the missed part of the package holiday.

Medi Service SOS – for greater security during the trip
If you need to end a trip prematurely, we will arrange and pay for, among other things, a transfer to a suitable hospital, care for under-age children also on the trip, a visit to the hospital by a relative and the return trip to your home. In addition, we will reimburse you for the missed part of the package holiday.

Card Protection Service – security for your cards and identity documents
You have been robbed and your credit card and identity documents are gone. Especially when you are travelling, such an incident can be an expensive and nerve-racking affair. Just one call is required and Baloise will arrange for the cancellation of your bank and credit cards so that the thief cannot cause you any further harm.

Travel legal expenses insurance – safeguarding your rights even when on holiday
If, for example, as a tenant of a holiday home, as a pedestrian or as the driver of a vehicle after an accident, you are involved in a dispute (e.g. a dispute regarding the size of a claim for damages, a dispute with a hotelier or the owner of a holiday home, etc.), we can provide legal advice and process the legal case on your behalf. In addition, we cover, among other charges, the costs of lawyers, experts, courts and proceedings, the court costs awarded to the other party and advances for bail payments. You can choose any lawyer and we do not restrict our services and benefits, even in cases of gross negligence, except in cases of substance abuse or drink driving.

Insured events, benefits and costs
Delay in travel or cancellation of travel due to:

 

  • Serious illness
  • Serious accident
  • Worsening of an existing condition
  • Death

Departure rendered impossible due to:

  • Delay / cancellation of a booked means of public transport
  • Issuing of advice not to travel to intended destination by the Swiss Foreign Office (EDA) because of a disaster
  • Strikes
  • Natural disasters

Premature return due to:

  • Serious illness
  • Serious injury
  • Worsening of a known condition
  • Death of a close relative or other person

Severe damage to property at home due to:

  • Theft
  • Fire damage
  • Water damage
  • Natural hazards

Additional costs incurred as a result of:

  • Private hotel bookings made via the Internet
  • Event tickets booked prior to departure
  • Premature termination of rentals, courses or seminars

For details of the Top Travel Package and an exhaustive list of insured events, services and costs, please see the policy terms and conditions

 


Supplementary options

To supplement your personal insurance cover.

NOTE: In order to ensure that your trip is fully insured, we recommend that you take out your travel insurance policy before booking your trip.

Vehicle Service SOS

Safe travel in your car
We provide assistance in the event of breakdowns, accidents, theft or natural hazards with roadside breakdown assistance and towage of the insured vehicle.

We can arrange and cover the costs of your journey home for all occupants of the vehicle (including dogs and cats), as well as any overnight stays required and the return transport of the unroadworthy vehicle.

Insured benefits
Geographical scope Switzerland and the European Economic Area
Vehicles insured Cars, vans, caravans, motor homes, trailers,
motorcycles and scooters registered to the policyholder.
Breakdown, accident, collision, theft and natural hazards Insured
Roadside breakdown assistance and towage of vehicle Insured
Return transport of the vehicle, trailer or caravan Insured, if the vehicle cannot be repaired on the same day
Travel home / transport for all occupants Insured, including pets
Return transport by a driver Insured
Continued travel abroad in a rental vehicle Insured up to a maximum of CHF 1,200















     
  Please note that Baloise Insurance only provides information officially in German, French and Italian.
 

This means that you will receive all official documents, such as policy documents, invoices, Terms & Conditions, etc., in a choice of German, French or Italian. If you have any queries regarding our online insurance solutions, please contact  us or arrange an appointment for us to call you.

 
     

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