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Legal expenses insurance

Private
Personal legal expenses insurance
Cover of all lawyers' fees and litigation costs.
Amount insured: CHF 300,000
Legal expenses insurance for motorists
Cover of all lawyers' fees and litigation costs in the event of disputes with car dealerships, garages and following traffic accidents.
Amount insured: CHF 300,000
Legal expenses insurance for home owners
In the event of problems with tenants or disputes with tradespeople if, for example, they carry out work that exhibits significant shortcomings and refuse to rectify the defects.
Amount insured: CHF 30,000
Combined
Personal legal expenses insurance
Cover of all lawyers' fees and litigation costs.
Amount insured: CHF 300,000
Legal expenses insurance for motorists
Cover of all lawyers' fees and litigation costs in the event of disputes with car dealerships, garages and following traffic accidents.
Amount insured: CHF 300,000
Legal expenses insurance for home owners
In the event of problems with tenants or disputes with tradespeople if, for example, they carry out work that exhibits significant shortcomings and refuse to rectify the defects.
Amount insured: CHF 30,000
Home Owner
Personal legal expenses insurance
Cover of all lawyers' fees and litigation costs.
Amount insured: CHF 300,000
Legal expenses insurance for motorists
Cover of all lawyers' fees and litigation costs in the event of disputes with car dealerships, garages and following traffic accidents.
Amount insured: CHF 300,000
Legal expenses insurance for home owners
In the event of problems with tenants or disputes with tradespeople if, for example, they carry out work that exhibits significant shortcomings and refuse to rectify the defects.
Amount insured: CHF 30,000

Personal legal expenses insurance

Safety that really pays off.

It often does not take much to end up in court. Everyday life provides plenty of opportunities for legal disputes to arise. And anyone who has been involved in a legal dispute knows how expensive a lawsuit can become. A minor dispute with the neighbours can quickly escalate into an expensive legal dispute lasting several years. Without insurance, such a lawsuit can result in financial disaster, as legal fees can range from CHF 200 to CHF 400 per hour. But with personal legal expenses insurance from Baloise, you are legally and financially on the safe side. In conjunction with our experienced partner, Assista TCS, we are there to help you with advice and assistance when your legal rights are at stake.
 

The benefits of personal legal expenses insurance

 

We help you assert your rights:

  • In the event of disputes with your employer, e.g. in relation to the termination of employment or an unsatisfactory reference.
  • In the event of disagreements with a tour operator, for example if the conditions at your holiday destination differ from those promised by the tour operator.
  • In the event of disputes with your landlord, for example if the landlord charges significantly higher service charges than was the case in the previous year.


Example cases for personal legal expenses insurance

  • Your landlord charges considerably higher service charges than in the previous year and you consider this to be excessive.
  • While you are at home sick, your employer terminates your employment contract.
  • A product purchased in Europe is defective and the vendor refuses to respect the warranty.
  • You receive an unjustifiably high bill from your telephone provider.
  • Your holiday hotel in Europe is a building site and the tour operator does not compensate you for this.
  • Due to a surgeon’s error during an operation, you suffer further physical impairment. The resulting damage claims can be enforced only with the help of a lawyer.


Our services – your benefits

  • Cover for all lawyers' fees and litigation costs
  • Unrestricted, free choice of lawyer
  • Family insurance policy covering everyone in your household, or individual policies
  • Partnership with Assista TCS, the largest Swiss provider of legal insurance for private individuals
  • Attractive premiums: the annual premium costs about the same as one hour of legal advice from a lawyer
  • Attractive online prices and long-term discounts if a legal expenses insurance policy is taken out for a period of 5 years

Benefits of the Combined Legal Insurance Package

The Combined Legal Insurance Package includes personal legal expenses insurance and legal expenses insurance for motorists.
 

The benefits of personal legal expenses insurance

 

We help you assert your rights:

  • In the event of disputes with your employer, e.g. in relation to the termination of employment or an unsatisfactory reference.
  • In the event of disagreements with a tour operator, for example if the conditions at your holiday destination differ from those promised by the tour operator.
  • In the event of disputes with your landlord, for example if the landlord charges significantly higher service charges than was the case in the previous year.

Example cases for personal legal expenses insurance

  • Your landlord charges considerably higher service charges than in the previous year and you consider this to be excessive.
  • While you are at home sick, your employer terminates your employment contract.
  • A product purchased in Europe is defective and the vendor refuses to respect the warranty.
  • You receive an unjustifiably high bill from your telephone provider.
  • Your holiday hotel in Europe is a building site and the tour operator does not compensate you for this.
  • Due to a surgeon’s error during an operation, you suffer further physical impairment. The resulting damage claims can be enforced only with the help of a lawyer.


The benefits of legal expenses insurance for motorists

 

We help you assert your rights:

  • In the event of problems with a car repair garage, if, for example, the repair costs are considerably higher than originally agreed.
  • In the case of a dispute with an insurance company, if, for example after a traffic accident the claims for compensation for the damage to the car have to be enforced in court.
  • In the case of a dispute with a car dealership, if, for example, after buying a used car you discover that it has serious defects.

Example cases for legal expenses insurance for motorists

  • The bill for repairing your car is much higher than originally agreed.
  • Three days after you purchase a second-hand car, the gearbox fails.
  • Due to differing assessments regarding the question of blame in a traffic accident, the claims for compensation for the damage to your car or personal injury have to be enforced in court.
  • You dispute a fine, as it is unjustified in your opinion.

Our services – your benefits

  • Cover for all lawyers' fees and litigation costs
  • Unrestricted, free choice of lawyer
  • Family insurance policy covering everyone in your household, or individual policies
  • Partnership with Assista TCS, the largest Swiss provider of legal insurance for private individuals
  • Attractive premiums: the annual premium costs about the same as one hour of legal advice from a lawyer
  • Attractive online prices and long-term discounts if a legal expenses insurance policy is taken out for a period of 5 years

Benefits of the Home Owner's Legal Insurance Package

The Home Owner's Legal Insurance Package includes personal legal expenses insurance, legal expenses insurance for motorists and legal expenses insurance for home owners.


The benefits of personal legal expenses insurance

 

We help you assert your rights:

  • In the event of disputes with your employer, e.g. in relation to the termination of employment or an unsatisfactory reference.
  • In the event of disagreements with a tour operator, for example if the conditions at your holiday destination differ from those promised by the tour operator.
  • In the event of disputes with your landlord, for example if the landlord charges significantly higher service charges than was the case in the previous year.


Example cases for personal legal expenses insurance

  • Your landlord charges considerably higher service charges than in the previous year and you consider this to be excessive.
  • While you are at home sick, your employer terminates your employment contract.
  • A product purchased in Europe is defective and the vendor refuses to respect the warranty.
  • You receive an unjustifiably high bill from your telephone provider.
  • Your holiday hotel in Europe is a building site and the tour operator does not compensate you for this.
  • Due to a surgeon’s error during an operation, you suffer further physical impairment. The resulting damage claims can be enforced only with the help of a lawyer.


The benefits of legal expenses insurance for motorists

 

We help you assert your rights:

  • In the event of problems with a car repair garage, if, for example, the repair costs are considerably higher than originally agreed.
  • In the case of a dispute with an insurance company, if, for example after a traffic accident the claims for compensation for the damage to the car have to be enforced in court.
  • In the case of a dispute with a car dealership, if, for example, after buying a used car you discover that it has serious defects.

Example cases for legal expenses insurance for motorists

  • The bill for repairing your car is much higher than originally agreed.
  • Three days after you purchase a second-hand car, the gearbox fails.
  • Due to differing assessments regarding the question of blame in a traffic accident, the claims for compensation for the damage to your car or personal injury have to be enforced in court.
  • You dispute a fine, as it is unjustified in your opinion.
 

The benefits of legal expenses insurance for home owners

 

We help you assert your rights:

  • In the event of disputes with tenants, for example if the rent is not paid.
  • In the event of a confrontation with a tradesperson, for example if they carry out work that exhibits significant shortcomings and refuse to rectify the defects.

Example cases for legal expenses insurance for home owners

  • A tenant in your apartment demands what you consider to be an unjustified reduction in rent.
  • The municipality enforces a compulsory purchase of part of your property to build a road and you challenge this.
  • The work of a tradesperson has significant shortcomings but the tradesperson refuses to rectify the defect.
  • There have been unreasonably high levels of noise from a neighbouring property for a long time and you have to get a court order to stop this.
Note: Legal expenses insurance for home owners can only be taken out as an addition to the personal legal expenses insurance.
 

Our services – your benefits

  • Cover for all lawyers' fees and litigation costs
  • Unrestricted, free choice of lawyer
  • Family insurance policy covering everyone in your household, or individual policies
  • Partnership with Assista TCS, the largest Swiss provider of legal insurance for private individuals
  • Attractive premiums: the annual premium costs about the same as one hour of legal advice from a lawyer
  • Attractive online prices and long-term discounts if a legal expenses insurance policy is taken out for a period of 5 years

     
  Please note that Baloise Insurance only provides information officially in German, French and Italian.
 

This means that you will receive all official documents, such as policy documents, invoices, Terms & Conditions, etc., in a choice of German, French or Italian. If you have any queries regarding our online insurance solutions, please contact  us or arrange an appointment for us to call you.

 
     

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